Build the right plan before you commit
Benefit Design
Every strong executive benefit program starts with a clear design. TFS works with your board and leadership to evaluate plan types, model costs and projected benefit values, and build a structure that fits your institution’s goals — before any
commitment is made.
We handle the details. You run the bank.
Benefit Administration
Once a plan is in place, the ongoing administrative requirements don’t go away. TFS manages plan documentation, Section 409A
compliance, participant statements, distribution processing, and required regulatory filings – so your team doesn’t have to.
Fund your obligations the smart way
Asset Funding
Promising a benefit is only half the equation. TFS helps your institution identify and implement the right informal funding
strategy – typically Bank-Owned Life Insurance — with independent analysis and carrier due diligence that keeps your
interests front and center.
Your BOLI portfolio deserves more than a filing cabinet
Asset Administration
Strategy without execution is just theory. We support your teams with tools, systems, and change programs that embed strategic thinking into daily operations. From internal processes to decision-making habits — we help you activate the plan, align people, and create a culture where progress becomes sustainable.
$2B+
Billions in institutional death benefit coverage, entrusted to TFS by community banks and credit unions across the country.
2.5k+
Thousands of policies administered with precision, keeping institutions compliant, informed, and in control.
25+
Over two decades of executive benefits experience, dedicated exclusively to financial institutions.
Why choose us
Trusted expertise.
Measurable impact.
TFS was built around a simple conviction: financial institutions deserve an executive benefits partner that answers only to them. That independence shapes every recommendation we make, every plan we administer, and every client relationship we build.
Truly independent
No carrier obligations, no corporate quotas. Every recommendation is based solely on what serves your institution.
Exclusively focused
Executive benefits for financial institutions is all we do. That focus translates into deeper knowledge and better outcomes.
Full lifecycle
From initial plan design through ongoing administration of both plans and assets, TFS manages the complete picture.
Owner-led service
No corporate layers between you and the people doing the work. Decisions get made and problems get solved.
Technology-backed
State-of-the-art plan administration technology keeps your data current, your reporting ready, and your compliance intact.
Proven at scale
Hundreds of institutions, thousands of policies, billions in assets – the numbers reflect a track record built one client at
a time.
Every institution is different
Let’s talk about yours. Whether you are building an executive benefits program from the ground up or looking for better management of what you already have, TFS starts with a conversation. No pressure, no obligations – just straightforward guidance from people who know this
space.